DAT Acquires Outgo to Deliver Instant Freight Payments and Reinvent Load-to-Cash Cycles
DAT Freight & Analytics is no longer just the industry’s most trusted load board—it’s rapidly becoming freight’s financial backbone. With its acquisition of Outgo, a fintech innovator in freight payments, DAT is bringing instant payouts and fractional factoring directly into the DAT One ecosystem, empowering small carriers with unprecedented liquidity.
Real-Time Payments Hit the DAT One Ecosystem
Historically, freight payments could take days—or even weeks—to process. Now, through the integration of Outgo’s banking and payment tech, carriers can receive payment in as little as 15 minutes. That speed is a game-changer, particularly for owner-operators running on razor-thin margins. Outgo’s “fractional factoring” lets carriers factor only the invoices they choose—no contracts, no minimums—directly through DAT’s platform.
Outgo’s Fractional Factoring Disrupts Traditional Freight Finance
Banking, Payments, and Factoring – Unified for Carriers
Founded in 2022 by alumni of Uber and Convoy, Outgo created a modern fintech suite that merges banking, factoring, and payment processing into a single dashboard. Their approach gives carriers unprecedented flexibility and transparency—two things traditional factoring contracts rarely offered.
Carrier Trust and Broker Reputation Built Into the Workflow
Brokers that qualify through Outgo’s vetting process will now display a “blue check” in DAT One, indicating eligibility for real-time payment. For carriers, it’s a fast visual cue to prioritize trusted loads and reduce financial uncertainty. For brokers, it’s a new trust signal in a market where payment fraud and slow pay remain major friction points.
Security, Liquidity, and Innovation: DAT’s Growing Freight Stack
The Outgo acquisition complements recent DAT investments in security and compliance, including its Carrier Management Suite and Trucker Tools. Together, they form a next-gen load board infrastructure—where matching, vetting, compliance, and payments coexist securely under one roof.
Fintech Arms Race: DAT vs. Triumph Financial in Freight Tech
With Triumph Financial making aggressive moves through acquisitions like Isometric Technologies and Greenscreens.ai, the competition for freight fintech dominance is heating up. While Triumph builds a vertically integrated payments-intelligence platform, DAT’s acquisition of Outgo ensures it retains leadership in load-to-cash efficiency—cementing its role as a digital freight marketplace, not just a load board.
DAT One Evolves Into Freight’s Central Exchange
With Outgo’s fintech DNA now embedded in its core platform, DAT has fundamentally shifted the freight payments narrative. Faster, safer, and more flexible payments are no longer a wish list item for small carriers—they’re a few clicks away. As the freight industry digitizes, DAT One is poised to become the **central exchange** for booking, compliance, visibility, and now—capital.